Fresh Fruit and Milk Delight: A Gelatin-Free Dessert

Instructions
Prepare the Fruit:
Arrange the tangerines, kiwis, persimmons, grapefruit, apple, and banana in individual serving dishes or a large bowl.
Prepare the Agar-Agar Mixture:
In a small saucepan, combine the agar-agar with 50 ml of water. Let it soak for 3-5 minutes.
Heat over medium heat, stirring constantly, until the agar-agar dissolves completely. Remove from heat.
Make the Milk Mixture:
In another saucepan, warm the milk and condensed milk just until they blend smoothly (do not boil).
Stir in the dissolved agar-agar mixture and mix well.
Add Sour Cream or Yogurt:
Once the milk mixture is off the heat, stir in room-temperature sour cream or yogurt until smooth.